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The Railroad Protector Plan (RRPP) Coverages

The Railroad Protector Plan offers general liability, property, commercial auto, inland marine, workers' compensation, railroad protective liability and umbrella protection from The Hartford.

The broad based general liability coverage which is a mandatory coverage line in this program has automatic protection for work within 50 feet of the track. It includes automatic coverage for additional insureds and waiver of subrogation when required by written contract.

The Property section provides BOP type coverage with no coinsurance and 100% ITV. Special enhancement endorsements are available that are tailored to meet the needs of specific risk types.

Commercial auto coverage can include hired and non-owned autos as well as hi-rail autos and mobile equipment.

Inland Marine can provide specialized property coverage to protect your owned tools and equipment as well as those that you lease, rent or borrow.

Supported Workers' Compensation is available with no minimum premium and broad form endorsement options.

Umbrella is available to provide an extra layer of liability protection to give you added piece of mind.

Railroad Protective Liability can be written on a separate policy to provide separate limits of coverage for work conducted on or near railroad tracts or railroad property. Coverage is available when The Hartford is writing the primary general liability.